Zero cost sharing plan

If you're a member of a federally recognized tribe or an Alaska Native Claims Settlement Act (ANCSA) Corporation shareholder, you may qualify for one of the most powerful coverage options available — a Zero Cost Sharing Plan.

This special plan is designed for tribal members and ANCSA shareholders whose household income falls between 100% and 300% of the federal poverty level and who qualify for premium tax credits. Here's what makes it stand out:

• No out-of-pocket costs — no copayments, deductibles, or coinsurance when receiving care through an Indian health care provider or when accessing essential health benefits through a Marketplace plan
• No referral required — you can access essential health benefits through a Marketplace plan without needing a referral from an Indian health care provider
• Full flexibility — this benefit applies to plans at any metal level on the Marketplace, giving you real options
• One simple requirement — you'll need to agree to income verification at the time of enrollment

Bottom line: if you qualify, this plan can give your family comprehensive coverage with virtually no cost at the point of care. That's a Wise Health Choice worth knowing about.