Open Enrollment for 2026 is closed
However, you still have options if you've had an applicable life event.
Special enrollment
Have a life change or income that qualifies you or your family for a Special Enrollment Period.
Qualify for Medicaid or Children's Health Insurance Program (CHIP), which offers year-round enrollment with coverage starting immediately.
eligibility
Marketplace health insurance coverage is available to anyone who lives in the United States, is a U.S. citizen or lawfully present, and is not currently incarcerated.
Whether you’re self-employed, between jobs, or simply seeking affordable options, the Marketplace offers plans tailored to fit your needs. See necessary eligibility criteria.
The healthcare marketplace offers affordable plans to cover maternity care and your baby’s health needs.
Explore healthcare marketplace plans that ensure your family’s health is covered as you settle in.
Find marketplace coverage tailored to meet your family’s needs during life changes.
Flexible marketplace plans designed to balance your family and business needs.
The healthcare marketplace makes it easy to find affordable plans to protect your loved ones.
The marketplace offers plans for lawfully present residents to get affordable coverage quickly.
Find affordable marketplace plans to protect your family and give you peace of mind.”
Start your next chapter with healthcare plans tailored to your budget and lifestyle.
The healthcare marketplace offers budget-friendly plans for young adults starting independent lives.
get savings
Lower monthly premiums with a premium tax credit, making your Marketplace plan more affordable.
Additional savings on out-of-pocket costs like deductibles, copayments, and coinsurance, making your coverage work harder for you.
Free or low-cost coverage through Medicaid or CHIP. Even if you don’t qualify for Medicaid, your children might still be eligible for CHIP.
Default benefits
Ambulance services
Emergency services
Hospitalization
Pregnancy, maternity, and newborn care
Mental health and substance use disorder services
Prescription drugs
Rehabilitative and habilitative services and devices
Laboratory services
Preventive and wellness services and chronic disease management
Pediatric services
Frequently asked questions
Preventative healthcare
Coverage for pre-existing conditions
Your Form 1095-A is in your HealthCare.gov account under "Tax Forms." If you need help, call HealthCare.gov support at 1-800-318-2596.
Yes, all ACA Marketplace plans cover pre-existing conditions. You can't be denied coverage or charged more because of your health history. Learn how pre-existing condition coverage works in practice →
For 2027 coverage, Open Enrollment runs November 1 through December 15, 2026, with no January extension. Outside of that window, you need a qualifying life event to enroll.
Preventive services covered by ACA plans include:
Yes, we're a licensed insurance agency that helps families enroll in ACA Marketplace plans at no extra cost to you. Learn what working with us looks like →
Yes, most ACA Marketplace plans let your whole family enroll together under one policy, with shared benefits and a single monthly premium. Learn how family plans work and what's covered →
Once Open Enrollment closes, you can only enroll if you qualify for a Special Enrollment Period triggered by a qualifying life event like marriage, job loss, or a new baby. See if you might qualify for a Special Enrollment Period →
Update your income or household information directly on HealthCare.gov, or call their team at 1-800-318-2596. Keeping it current protects your subsidy accuracy at tax time. Learn what changes to report and when →
contact us
Note: When you have Marketplace insurance, you'll pay your monthly premiums directly to the insurance company — not to us or the Marketplace. Your coverage won't start until you pay your first premium.
Step #1: Fill out Application
Step #2: Compare Quotes
Step #3: Verify Eligibility & Enroll
compare yourself
Use our recommended health insurance plan comparison tool designed to simplify your shopping experience and help you make an informed decision.
Learn how to compare health plans.
Only takes 8 mins
Need help? Give us a call at (305) 330-1277.
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