Key insurance terms that start with "W"

Activities your insurance company or employer offers to help you stay healthy. Wellness programs may include gym discounts, health screenings, smoking cessation programs, or incentives for preventive care. Participating in wellness programs may lower your premiums or health care costs.

A time period after you enroll in health insurance before coverage for certain services begins. Waiting periods typically apply to specific services like dental or orthodontia. The ACA limits waiting periods to 90 days, and some services have no waiting period.