Key insurance terms that start with "Q"

A major life change that lets you enroll in health insurance outside Open Enrollment. Examples include losing job-based coverage, getting married, having a baby, moving to a new state, or losing Medicaid. You usually have 60 days from the event to enroll.

Health insurance that meets federal minimum requirements. Most employer plans, Marketplace plans, Medicare, and Medicaid count as qualifying coverage. Having qualifying coverage satisfies the insurance requirement (though the penalty for not having it is now $0).